Comments on: Help Patrick stay in his home! http://occupyatlanta.org/2012/04/03/help-patrick-stay-in-his-home/ We are the 99% We will no longer remain silent! Tue, 01 May 2012 17:07:23 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: SaraA http://occupyatlanta.org/2012/04/03/help-patrick-stay-in-his-home/#comment-318 SaraA Wed, 04 Apr 2012 00:02:50 +0000 http://occupyatlanta.org/?p=1332#comment-318 The inflated bubble then crash of the housing market, and the resulting crash of the economy, is ABSOLUTELY AND IRREFUTABLY the banks' fault. They are the ones who gambled our economy with credit default swaps. They are the ones who flooded deed registries with fraudulent robo-signed documents. They are the ones scrambling to foreclose before the fraud catches up to them, so they can cook the books and paper over their crimes some more.They should all be in JAIL, and you have the gall to ask why they should absorb the costs? To hell with that. The inflated bubble then crash of the housing market, and the resulting crash of the economy, is ABSOLUTELY AND IRREFUTABLY the banks’ fault. They are the ones who gambled our economy with credit default swaps. They are the ones who flooded deed registries with fraudulent robo-signed documents. They are the ones scrambling to foreclose before the fraud catches up to them, so they can cook the books and paper over their crimes some more.

They should all be in JAIL, and you have the gall to ask why they should absorb the costs? To hell with that.

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By: feelinmystyle http://occupyatlanta.org/2012/04/03/help-patrick-stay-in-his-home/#comment-317 feelinmystyle Tue, 03 Apr 2012 23:20:29 +0000 http://occupyatlanta.org/?p=1332#comment-317 Robert, no one forced Grove or any of your friends to purchase homes at "inflated" prices. It would seem that your friends living in Inman Park benefited from the increase in housing values in the run up to the financial crisis. If they truly owned their house since Inman park was a drug infested neighborhood they surely would have the equity in their homes to move if they wanted. In your reply above you contend that "Wells Fargo has been stealing from us for decades." How has Wells Fargo stolen From Grove? The math would indicate that Grove stole from Wells Fargo as he signed a contract promising to pay For the cost of the house, but now is unable to pay and is unwilling to return the collateral. Perhaps it is Grove who is "stealing" from the shareholders of Wells Fargo. Your lack of thought in your response shows your disconnect from reality and exposes your belief that one should not be responsible for their own circumstances... Robert, no one forced Grove or any of your friends to purchase homes at “inflated” prices. It would seem that your friends living in Inman Park benefited from the increase in housing values in the run up to the financial crisis. If they truly owned their house since Inman park was a drug infested neighborhood they surely would have the equity in their homes to move if they wanted. In your reply above you contend that “Wells Fargo has been stealing from us for decades.” How has Wells Fargo stolen From Grove? The math would indicate that Grove stole from Wells Fargo as he signed a contract promising to pay For the cost of the house, but now is unable to pay and is unwilling to return the collateral. Perhaps it is Grove who is “stealing” from the shareholders of Wells Fargo. Your lack of thought in your response shows your disconnect from reality and exposes your belief that one should not be responsible for their own circumstances… ]]> By: robertf http://occupyatlanta.org/2012/04/03/help-patrick-stay-in-his-home/#comment-316 robertf Tue, 03 Apr 2012 19:42:29 +0000 http://occupyatlanta.org/?p=1332#comment-316 that depends. why are we paying inflated values in the first place? people i know bought houses back in areas like inman park when it was a run-down, drug-addled neighborhood. they bought the trash for under 100 grand, worked hard to fix them up, and now because of that most are paying property taxes on them as if they were valued at a million plus, because one or two houses in the neighborhood sold for such. it's rather unfair, especially considering the ridiculous housing bubble we just came out of. people bought places because they were given low loans which banks then shot up to ridiculous interest rates. is that fair as well? how much money has wells fargo made off such tactics? what was the a more ACCURATE value of the house when banks and speculators weren't busy manipulating market prices?screw wells fargo. they should take hits. they've been stealing from all of us for decades. they're a huge bank, one of only a handful left from ridiculous buyouts and mergers. they deserve to take a hit. they wouldn't exist if it weren't for us. so screw them. let them give people a break for a change. they got bailout money, so where' s the people's bailout? that depends. why are we paying inflated values in the first place? people i know bought houses back in areas like inman park when it was a run-down, drug-addled neighborhood. they bought the trash for under 100 grand, worked hard to fix them up, and now because of that most are paying property taxes on them as if they were valued at a million plus, because one or two houses in the neighborhood sold for such. it’s rather unfair, especially considering the ridiculous housing bubble we just came out of. people bought places because they were given low loans which banks then shot up to ridiculous interest rates. is that fair as well? how much money has wells fargo made off such tactics? what was the a more ACCURATE value of the house when banks and speculators weren’t busy manipulating market prices?

screw wells fargo. they should take hits. they’ve been stealing from all of us for decades. they’re a huge bank, one of only a handful left from ridiculous buyouts and mergers. they deserve to take a hit. they wouldn’t exist if it weren’t for us. so screw them. let them give people a break for a change. they got bailout money, so where’ s the people’s bailout?

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By: feelinmystyle http://occupyatlanta.org/2012/04/03/help-patrick-stay-in-his-home/#comment-315 feelinmystyle Tue, 03 Apr 2012 17:58:03 +0000 http://occupyatlanta.org/?p=1332#comment-315 Patrick Grove originally purchased this condo in 2003 for the price of $176,900. By signing a mortgage document grove agreed to a schedule a payments to pay for his condo over time instead of paying cash for it upfront. The bank paid the previous owner of the condo the $176,900 for which Grove agreed to repay. When the loan paperwork was signed Grove agreed to repay the amount of the loan plus interest charges; Why should Wells Fargo have to absorb the loss when Grove agreed in a contract to repay the full amount plus interest? The condo is now worth $60,000 and Occupy Atlanta contends that Grove should have claim to the title of the home because the total of his payments were more than the current market value of the condo. If the condo had increased in value should Wells Fargo had been able to demand payments more payments in exchange for the title due to the change in value of the collateral. I would contend you would disagree with that scenario. The truth is Grove took a risk when he signed the loan for this property and the positive gains as well as the negative losses were his responsibility. It is absurd to believe that Wells Fargo should absorb the losses for the risks taken by Grove. Patrick Grove originally purchased this condo in 2003 for the price of $176,900. By signing a mortgage document grove agreed to a schedule a payments to pay for his condo over time instead of paying cash for it upfront. The bank paid the previous owner of the condo the $176,900 for which Grove agreed to repay. When the loan paperwork was signed Grove agreed to repay the amount of the loan plus interest charges; Why should Wells Fargo have to absorb the loss when Grove agreed in a contract to repay the full amount plus interest? The condo is now worth $60,000 and Occupy Atlanta contends that Grove should have claim to the title of the home because the total of his payments were more than the current market value of the condo. If the condo had increased in value should Wells Fargo had been able to demand payments more payments in exchange for the title due to the change in value of the collateral. I would contend you would disagree with that scenario. The truth is Grove took a risk when he signed the loan for this property and the positive gains as well as the negative losses were his responsibility. It is absurd to believe that Wells Fargo should absorb the losses for the risks taken by Grove. ]]>